When do you need to update your will?
Many of our Wills & Estates clients are troubled by one question: when should I set up my will? If I set it up too early, what if my life changes later on? It seems too much trouble to be [...]
Real Estate Purchase Documents – Statement of Adjustments (SOA), Invoice, and Trust Ledger
Many people find real estate purchases both exciting and highly stressful. In addition to choosing the right house, they must review, understand, and sign many complex documents. Not to worry. [...]
Introducing a Speedy Probate Path – The Small Estate System
Starting on April 1st, 2021, small estate applications became available in Ontario – this applies to any estate that have less than $150,000 in total assets and funds. This is great news for [...]
Is it a good idea to borrow more on low variable interest rate? An analysis of pros & cons of different mortgage structures
One of the few good things about the COVID pandemic is lowered mortgage interest rate for our home owners and real estate investor clients. However, most of those are in the form of variable [...]
Property Purchase Complete: What’s Your Next Move?
For many, real estate properties are the biggest purchases they will ever make in their lives. Whether it’s a home for your family, or investments for a better tomorrow – the stability and [...]
Understanding the Agreement of Purchase and Sale APS in Real Estate
What is APS in real estate? As the weather gets warmer, more people are looking at houses and making offers. The first step in buying a home is signing the Agreement of Purchase & Sale [...]
Is a second, third, or subsequent mortgage right for you?
Say you want to purchase a property but the first mortgage amount is insufficient. Or perhaps your less-than-ideal credits disqualify you from getting bank mortgages. Maybe you need some urgent [...]
So just what is involved in a resale home purchase?
Buying a resale property—one already owned by someone else—offers unique advantages, but it also comes with specific legal considerations. Unlike purchasing from a builder, a resale home [...]
